Florida's #1 Reverse Mortgage

Top 20 HECM lenders reported by https://www.rminsight.net/wp-content/uploads/2024/06/Lenders_202405.pdf. (Reviews Updated: September 1, 2024).

Experience Excellence with Florida’s Top Reverse Mortgage Lender

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be Florida’s #1 Rated Reverse Mortgage Lender, celebrating 20 years of dedicated service. Our A+ Rating from the Better Business Bureau and perfect 5-star Reviews reflect our commitment to providing you with the best terms and outstanding customer care.

Since 2004, our mission has been simple: to help Florida homeowners make the most of their home’s equity with peace of mind. As a HUD-approved lender, we offer a full range of HECM & Jumbo Reverse Mortgages designed to meet your needs.

Our competitive rates and lower costs can help you keep more of your home’s equity. We’re here to show you the difference our experience can make, and we look forward to guiding you every step of the way!

Trusted HUD-Approved Direct Lender in Florida

At All Reverse Mortgage, Inc. (ARLO™), we’re proud to be approved by the Department of Housing and Urban Development (HUD) to offer Home Equity Conversion Mortgages (HECMs), often referred to as reverse mortgages. With our HUD approval, we can help Florida homeowners access the equity in their homes with confidence and peace of mind.

Whether you’re looking to pay off an existing loan and eliminate monthly mortgage payments or tap into your home’s equity for other financial needs, we’re here to guide you through the process. Our experienced team understands the unique needs of Florida homeowners and offers personalized solutions, including both HECM and Jumbo Reverse Mortgages.

About All Reverse Mortgage of Florida

Our leadership team has been at the forefront of the reverse mortgage industry, including being part of the team that introduced the first fixed-rate jumbo reverse mortgage in 2008. This experience allows us to offer tailored solutions for homeowners with high-value properties in markets where a traditional HECM might not be the best fit.

Choosing the right reverse mortgage program can be complex, but our seasoned professionals are here to help you navigate your options. We’ll clearly explain the benefits and drawbacks of each program, ensuring you can make an informed decision that suits your needs.

Reverse mortgages have become a valuable financial tool for many homeowners aged 62 and above, providing a way to enhance retirement plans rather than just a last resort. Whether it’s eliminating monthly mortgage payments or establishing a growing line of credit, a reverse mortgage can help you live comfortably in your home while planning for the future.

All Reverse Mortgage, Inc. is fully licensed by the Florida Office of Financial Regulation, License/Registration #: MLD837. We’re here to answer your questions and guide you every step of the way.

All Reverse Mortgage, Inc. is licensed by the Florida Office of Financial Regulation License/Registration #: MLD837

Florida Reverse Mortgage Lending Limits

Florida, known as the Sunshine State, is home to 21.5 million people, with nearly 1.7 million of them being homeowners aged 62 and older. This means over one-and-a-half million Florida residents may be eligible for a reverse mortgage, providing a valuable option to access their home’s equity.

As of January 2024, the average home value in Florida is $407,219—well below the HECM reverse mortgage lending limit of $1,149,825 . This makes reverse mortgages a viable option for many Florida homeowners.

Florida has a rich history, being the first region in the continental United States to welcome European explorers, starting with Spanish conquistador Juan Ponce de León in 1513. After centuries of control shifting between Spain, Britain, and the United States, Florida became the 27th state in 1845. It later joined the Confederacy during the Civil War and eventually rejoined the Union after the war’s end.

Florida’s population remained relatively small until the mid-20th century when it began to grow as a popular vacation and retirement destination. Despite setbacks like hurricanes and the Great Depression, Florida’s economy rebounded, and today it is the most populous state in the American Southeast.

Known for its warm climate, beautiful beaches, and vibrant tourist attractions, Florida has become a top destination for retirees. Nearly 2 million homeowners aged 62 and older have found a welcoming place to enjoy their retirement in communities like The Villages, Boynton Beach, Clearwater, and Naples.

Florida’s economy thrives on tourism, agriculture, and transportation. It’s home to world-famous attractions like Walt Disney World and the Kennedy Space Center, as well as a variety of professional sports teams and the Daytona 500 auto race.

If you’re a homeowner aged 62 or older living in Florida, All Reverse Mortgage, Inc. (ARLO™) is here to help you explore how a reverse mortgage could benefit you. We’re ready to answer your questions and guide you through the process.

Florida Approved Reverse Mortgage Counseling Agencies

Did you know? Florida does not mandate in-person counseling. Visit our counseling page for a list of phone-based counseling agencies, and you can conduct your required counseling from the comfort of your home.